Category: Retirement Investing

Bull vs Bear Markets

bull vs bear market

Lions and tigers and bears… and bulls? Is that the saying?  Hmm, don’t think so. So, how are these two animals related? While I would like to tell you that today’s discussion is all about some cute (if not varying degrees of scary) animals, that wouldn’t be super relevant to our financial education, now would…

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How Do Dividend Stocks Work?

So, there are a couple of ways to make money when you own a stock. First is with a capital gain. That’s the profit you make when you buy a stock, it goes up, and you sell it for more than you paid. Second is with a dividend. That’s the income you get paid just…

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How Does a 401k Match Work

how does a 401k match work

One of the most common questions we get on the topic of 401k’s is “how does a 401k match work?” So, let’s break it down, shall we? If you’ve got a job that offers you a 401k plan, you probably already know the basics. A 401k is a retirement account provided by your company that…

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Rich vs Wealthy: What’s the Difference?

rich vs wealthy

How can there possibly be any difference between rich vs wealthy? Money is money and it’s nice to have a lot of it. Well, there’s actually a big difference. And the difference has a lot to do with your ongoing financial stability.  The choices you make about your finances determine whether you have lots of…

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What Are Federal Interest Rates?

what are federal interest rates

We can pretty safely bet that you didn’t wake up this morning thinking, “What are federal interest rates?” No one wakes up, makes their morning cup of coffee, and meditates on how banks and inflation work. Unless you’re one of those Federal Reserve Board guys, I guess. But, if you plan on having a financial…

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