Retirement Income Planning for Women.
We help you plan, invest, and manage a retirement portfolio that produces all the tax-free income you need to fund your best life, for life.
So, You’re Not Prepared for Retirement… Now What?
Well, you’re not alone.
Statistics show that over 60% of women will be living in poverty when they reach age 65.
And that’s because the majority of women either aren’t saving for retirement or they’re saving way too little.
Why is that?
I can think of a few reasons:
- We earn less than men so we have less to save.
- Caregiving for kids and aging parents is expensive.
- Divorce and widowhood wreak havoc on our finances.
But the big reason?
No one ever talks about money.
At least not in a meaningful way.
Growing up I heard a lot of ‘we can’t afford it’ and ‘money doesn’t grow on trees’ but I never heard ‘hey kiddo, have a seat and let me show you how to open an IRA.’
So what ends up happening is we get a job and the HR rep helpfully assists us with our huge decisions about taxes and retirement.
Just kidding!
She only wants to know how many dependents we have and what percentage of our pay we’re going to contribute to the company 401(k).
And we do what everyone does when making these very important financial decisions – we guess.
And after deducting all that money from our paycheck (and getting a little company match), we’re super confused when we get our 401(k) statement and see that it’ll only take us 197 years before we’ll have enough money to stop working.
And that’s stressful.
Financial Stress is Killing You
Here’s the hard truth – your financial stress is killing you.
It’s not an exaggeration.
Financial stress – like other stressors – creates physical symptoms such as anxiety, headaches/migraines, compromised immune systems, digestive issues, high blood pressure, muscle tension, heart arrhythmia, depression, and overwhelm.
And if you are worrying how you’ll survive in the future on just a social security check (hopefully!) and what’s on that 401(k) statement, you definitely have financial stress.
So you gotta figure it out.
Money is Confusing
Whichever way you slice it… the money convo sucks:
- There’s never enough of it
- Investing is confusing + overwhelming
- Immediate financial needs always take precedence over the future
- No one wants to put off living well today for the sake of a tomorrow that might never come
- There’s a million different people giving bad advice
- Most of us are in debt
Money brings up a LOT of emotion.
Weird old indoctrinations and beliefs appear out of nowhere like a gut punch.
I always joke that as a financial coach, only about 20% of my time is spent actually coaching. The other 80% of the time I’m a financial therapist.
And I love that!
Because once you’re thinking clearly about money, you’re ready to solve the problem once and for all.
Are You Screwing Up Your Retirement?
The whole topic of money and investing is confusing and overwhelming.
And it’s my belief that the financial services industry wants it that way.
The more clueless you are, the more money they make.
Here’s what I mean.
That’s the traditional retirement strategy in the United States and it’s dangerous AF.
Some folks realize this and turn to the pros – financial advisors and certified financial planners – to invest their money for them.
And those advisors charge them 1% to invest their money this EXACT SAME way.
They’ll also try to sell you annuities and whole life/universal life insurance policies.
These expensive products will provide a bit of (taxable) income in the future but your advisor will make more in commissions selling you these products than you’ll ever make.
We do it differently.
Introducing Infinite Income
That’s our modern approach to retirement planning and investing – developed by financial coach and investor Susan Lassiter-Lyons. It’s a simple framework to take you from clueless to confident about your financial future.
Here’s the Difference:
On an $800,000 portfolio if you’re investing the old way, you sell 4% of your portfolio every year to get your income. 4% of $800,000 is $32,000 a year. Then you pay taxes, of course. This portfolio is designed to last 25 years. If the market crashes, it won’t last that long and your income will be less.
On that same $800,000 portfolio, if you’re investing the Infinite Income way, you get dividend income that averages about 10% of your portfolio for income. 10% of $800,000 is $80,000 a year. Tax free! This portfolio lasts a lifetime and can even be passed down to your heirs. If the market crashes, no worries. Dividends are not impacted when the market declines.
Here’s How We Work With Clients
We teach women the Infinite Income system of planning and retirement in our Infinite Income Elite coaching program. Here’s how we do it…
Plan
The planning stage is where we determine the amount of income you want in retirement and how much you need to save to achieve it. You’ll work with our tax strategist to figure out what accounts you’ll need to ensure your future income is tax-free. And you’ll work with Susan to determine what (and how much) to invest in based on your age.
Invest
The investing stage is where you’ll learn how to find, analyze, make, and track your investments. There is no shortage of stocks to invest in, but knowing the difference between a good one and a bad one is usually a mystery. Not anymore. Our simple stock checklist will let you look at any stock and tell if it’s a good fit for your portfolio or not in less than 30 seconds.
Manage
Now that you’ve got a rockin’ portfolio, you’ll check in on it once a quarter to lock in your profits, increase your income if the market is down (yes, you read that right), and make sure you’ve still got the best investment mix for your age.
Happy Infinite Income Elite Clients
TBH the thought of trying to understand what bonds, funds, stock markets, Dow Jones etc. Has always intimidated me. Well I can now say the opposite. Although I’ve got ways to go and much more to learn knowing that I have Susan on my side I can have peace of mind that I’ll be making the best decisions w/my finances now and during my retirement. I’ve never felt so confident about my future and my financial literacy FINALLY🔊💃🏽She’s a gifted educator with lots of patience and a soothing voice that’s therapeutic (I’m serious y’all) I could go on and on but I want you to stop reading the reviews and go sign up immediately!!! Best decision you’ll make for your future and your hard earned income Period🥂
My experience with Susan has been outstanding! I wasn't quite sure what to expect when I joined My Money My Freedom but my expectations have been exceeded. Susan is extremely knowledgeable about retirement investment and I feel really confident about my future financial freedom. She helped me make the right investments to get started and taught me how to make future investments and rebalance my portfolio every quarter. The website has a myriad of information that can educate you and answer many questions you may have. Finally, I loved spending 1 on 1 time with her via Zoom. She's very down to earth and made sure I knew that she would always be accessible to me for support.
Susan is an amazing teacher, and adds lots of humor and personality to the process! I’ve learned so much in a short few weeks, and am feeling optimistic about my financial future! Thanks Susan!! 😀
Susan is so knowledgable and has an awesome way of teaching you by doing. Her video resources, cheat sheets and 1:1 instruction help you learn how to empower yourself and take control of your future. I have always wanted to learn more about how to manage my retirement and now feel armed to be in the drivers seat. No more relying on financial advisors who are only looking to make money off the choices they make for MY money. I highly recommend Susan and her program.
So far so good. I've been at this for a bit over a month now. There is a lot to learn to get the most out of this program but Susan and her team are very informative and supportive to help you get set up for success. I'm excited to see where it goes.
Susan is absolutely amazing! I feel empowered about my future investments and would not have gained this level of confidence learning on my own. She is a great teacher. I now have the knowledge to determine which stocks will create the future income that I envision for retirement. I look forward to the year ahead! Thank you Susan!!!
Susan is very kind and very generous with her desire to help me understand and implement investment ideas. She make my learning experience fun and easy to understand. I am so grateful to be a part of her Infinite Income Academy. Thank you Susan :)!!
The only comment I can provide is that I wish I found MyMoneyMyFreedom sooner!!!
I am so glad I made the decision to work with Susan and join the Infinite Income Academy. I really wanted to understand investing and wanted to be responsible for my money and my future. I researched various financial management options from fee based financial planners to popular financial "personalities" to brokerage managed funds - nothing felt right until I met Susan. Susan is an outstanding teacher who has turned her passion for investing into a program that inspires confidence and empowerment. I have just started and have a ways to go but I feel very confident knowing I have Susan's support and program backing me. Thank you Susan for sharing your passion & talent and creating the Infinite Income program!
Susan's program has me feeling confident, empowered, relieved and on-track with my financial future for the first time EVER! I've gone from post-divorce financial devastation to knowing that I'm going to thrive rather than survive.
Susan is amazing! I've been in the program for less than a month, and I've learned a lifetime of information. I wish I'd known it all sooner, but no. time. like. the. present! I'm confident about where I'm headed financially for the first time I can remember. Working with her has changed many of my mindsets, not just surrounding investing (although that, too), but around personal and professional financial management, as well as our value and worth as women more generally. Just because we're generally paid less for equal work (and generally choose professions that pay less, as well), doesn't mean we're worth less or that we should settle for less -- in our finances or otherwise! I'm incredibly grateful. Thank you for all you do, Susan!
I am blown away by the amount of attention to every detail Susan has put into this program. Although I felt initially like a fish out of water, she presented the information in a very clear way - completely dumbed-down for someone like me who knows less than zero about how to manage a portfolio. It was about two weeks after my 1:1 coaching call that the process kind of “clicked” for me. Susan was patient through this process and answered the same question 10 times until I “got it”. If you want to feel empowered about managing your future, you can’t afford NOT to seek out Susan’s help through this program. Before I committed to the program, my introduction call with her lasted 45 minutes. My take-away from that phone call was “if Susan cares HALF as much about helping people manage their finances as it sounds like she does, then I think I need to be a part of it”.
I have been searching for a program like this for years and finally found it! If you want to educate and empower yourself about your money, My Money My Freedom is where you will finally do that. From the video course that walks you step by step through the process, to the one on one with a tax advisor and then a day long hand holding session with Susan herself, you are on the path to taking control of your own finances. And then the monthly and quarterly sessions that continue to educate and support you along the way are invaluable. I cannot express the gratitude I have for Susan creating this course and giving me a sense of peace about my financial future that I never had before. There is no more guessing and hoping we are saving enough for the future!
Susan's Infinite Income program is a Godsend. She offers a practical savings/retirement system and personally guides you step-by-step to ensure your success. I am confident that I can comfortably retire now when the time comes. Don't wait. Time IS money so the more time you invest, the more money you reap.
It is amazing that when you ask and you shall receive. I have been looking for Education for my finances especially retirement andI happened to find this infinite income program in my search. I’m only a few weeks in but I have learned so much in this little time. The education I am receiving is invaluable and I am enjoying this journey. It’s fun and exciting and to have peace about my future is indescribable.
Susan Lassiter-Lyons’s Infinite Income system is terrific! I have learned a lot from her program and her guidance and feel more confident in my ability to analyze stocks well. I had a great time with Susan on the one on one coaching call. She is knowledgeable and makes the experience fun! I highly recommend other women to enroll in her program to learn how to invest and grow their tax free wealth.
Content full training and process easy to complete. The day training is most helpful. The academy assistance bolsters while you gain confidence. I"m not grateful.
I love Susan. LOVE her! Where do I start?? I’ve struggled my entire life with not only finances, but making big decisions and self confidence in my plans for the future. I’ve created so many obstacles for myself that have stood in the way of building my financial security, and I was sure that I was a lost cause, and that even though I know I’m smart, I wouldn’t understand “finance stuff “, ever. Enter Susan. Susan picked up on my hesitation immediately, and knew all the right questions to ask to deep dive into my “issues”. I know she’s a financial coach, not my life coach- but realizing that I wouldn’t get far with the financial portion without working through the obvious, Susan took the time to work with me to get my head (and heart) where it needed to be. She called me out when I needed it, and gave me the education to make the right decisions with confidence. She initiated the self trust that I was missing by showing me exactly what I needed to fully trust the information, the outcomes, my decisions, and myself. She is so patient with my nonsense and is incredibly responsive. Susan is awesome, if I haven’t made that clear yet. I am THRILLED to have crossed paths with Susan. A heart centered, wealth of knowledge, empowering women in securing their futures. Also, she’s super fun, and makes a funny voice here and there that cracks me up. Whoop whoop 🙌🏼 🥳 The party’s at Susan’s place 🎊💵 🎉
Susan is the real deal!!. Not only is she a very successful investor/businesswoman but she has a heart to help. If you want to finally learn how to invest and have confidence with your financial future she’s worth her weight in gold.
I’ve made pretty much every mistake possible when it comes to finances. I realized I needed help and was so fortunate to have found Susan’s Infinite Income program. This program has taught me more about investing than I could’ve ever learned on my own. Not only that, Susan made it fun. There is nobody better out there if you are looking for coaching and a roadmap to financial security. My future has completely changed for the better. I am beyond grateful to Susan. She is the real deal!!
I NEVER would have thought that learning about finances and retirement would be anything but dry and monotonous. Susan Lassiter-Lyons and her My Money My Freedom program not only makes learning about retirement investing "simple", relatable, and fun, but she brings the CLARITY!! If you are ready to take control of your financial future, but not sure how to start, Susan's program gives you a step by step road map on how to make it happen and she will walk with you every step of the way. She is definitely of the "teach a person to fish" mindset, this assures continued success to those willing to put in the effort to learn. Using the tools that My Money My Freedom provides, you will be able to build a comfortable and successful retirement. I can't recommend Susan enough!
Working with Susan is Amazing! She really holds your hand and walks you through step by step. The way Susan explains everything makes sense and it seems so simple. I’m even working with my Eight year old son and teaching him how to navigate the stock market with the tools I continue to learn from Susan. She’s simply fantastic!
What an opportunity for women who want to be in the driver's seat to their financial freedom. Susan is a master at her craft! Not only is she knowledgeful... she is fun, humorous, and incredibly patient! I am so glad I took this initial leap into the next phase of financial independence, as I am confidence the risk will be worth the rewards.
What an opportunity for women who want to be in the driver's seat to their financial freedom. Susan is a master at her craft! Not only is she knowledgeful... she is fun, humorous, and incredibly patient! I am so glad I took this initial leap into the next phase of financial independence, as I am confidence the risk will be worth the rewards.
Finding this site and joining Susan Lassiter-Lyon's service has been "gift from above"! The ideas presented and topics covered have enabled me to increase my annual income from investing by 40% in under a year - which has especially been appreciated during this pandemic. Come to this site if you want excellent, "tell it like it is" explanations, methodologies and ideas for investing towards personal financial freedom.
Susan does not simply offer stock or bond pics she goes into thorough detail with all the ways to research things on your own. My favorite part of her program is that when you’re on a live webcast with her you can pose any question you want and she’ll answer it even when you’re researching a stock and still unsure She will research it on the spot and share her screen in front of you. I’ve learned so much
I have learned so much from Susan and the My Money My Freedom program. She has helped me become confident enough in financial literacy to manage my own investments. No one cares about your money like you do!
Susan will teach you everything you need to know in order to take charge of your finances with confidence. I have had many questions about various topics, and she is always quick to respond with well thought out answers.
Totally boosting my confidence level around my money! And making it fun.